CAN I SELL MY HOME WITH OUT THE SERVICES OF AN PROFESSIONAL ESTATE AGENT?
NO……. NEVER !!
Do you have the time to market your home by writing adverts, holding show houses, contacting buyers, etc?
Do you know how to show your house to its best advantage without becoming defensive about negative comments?
Do you know how to objectively compare the price, condition and features of all homes on the market or that have been sold in the past six months, to arrive at a competitive price?
Do you know and understand the numerous documents and procedures associated with selling?
Are you aware of the total costs involved in the selling process?
Then contact Benno Emmrich @ 081 246 4446
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WHAT ARE TRANSFER COSTS?
Transfer cost is payable by the buyer, unless the property is registered in a close corporation (CC). Please note that transfer fees is always applicable for government and parastatal employees. Transfer cost is set out by the government consisting of conveyances fees, V.A.T, Transfer duty and stamp duty, and is not negotiable.
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Explain the Home Loan Repayments
A: Do I Qualify?
You must be over 21 years old and have a fulltime employment. Your monthly bond repayment must not be more than 30% of your gross income per month, keep in mind that there will be additional costs involved, i.e., rates & taxes, life insurance, bond cost etc. You must have a clear credit record.
B: What are interest rates and how does it affect a home loan?
Financial Institutions offers differed rates to different clients. Therefore your monthly bond repayment is affected by the interest rate charged. Interest rates vary form 14 – 17% (residential properties). However, rates can be negotiated with your Financial Institution.
C: What are the Deposit?
This varies from client to client and what amount is being applied. It is normally 10% of purchase price, but depending on credibility at your Financial Institution.